Does my insurance cover glass replacements due to rioting?
“Civil unrest has broken out in cities across the U.S., and vehicles are being vandalized, windows are being smashed and stores are being looted.
If your home or car is damaged by violence between police, protesters and any instigators looking to stir up trouble, are you covered? It often depends on the kind of coverage you have.
If your car and anything inside are hurt by fire, thrown objects or vandalism during a disturbance, your auto insurance will reimburse you — but only if your policy includes comprehensive coverage, which is optional.
Comprehensive takes care of damage caused by anything other than an accident, including a hailstorm, a downed tree, a deer running into your car, a falling asteroid — and yes, rioting.”
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According to statistics about 1/4th of insured motorists opt not to get comprehensive coverage. While this might save on monthly premiums, those who choose not to get this type of insurance often regret it after vandalism and other similar incidents. This might be worth it if you’re driving an old clunker, however, if you car is newer you should absolutely purchase comprehensive coverage.
The team at Advantage Auto Glass is ready to assist with all your auto glass repair and replacement needs. Everything from rock chip repair to full ADAS recalibration is offered. Call us at 612-343-8984 to schedule your auto glass service.